Style Fender
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Style Fender
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PRESTIGE FENDER FLARES RX RIVET STYLE SMOOTH (Set of Four) 2008-2010 FORD F250 US $309.99
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PRESTIGE FENDER FLARES RX RIVET STYLE SMOOTH (Set of Four) 2008-2010 FORD F250 US $309.99
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Introduction
Austin can have intense traffic and our area has several bad auto incidents every day. Many more minor accidents occur and don't make the evening news - so called "Fender Benders." Being prepared for an auto accident will help. Knowing what is legally required at the accident scene is important. A list of your steps after an accident gets the claims process started and heads all parties to fair resolution.
Bad Accident - Call for Help: 9-1-1
Any accident with injuries, blocking traffic or involving vehicles that will need to be towed is beyond the "minor accident" level and you need to call 9-1-1 to get help. This article has helpful preparation and tips but a bad accident is beyond the scope of what is being presented. For most minor accidents, the police won't come and you are on your own.
Prepare for a Fender Bender
Here is a list of items that you should have in the glove compartment in case of an accident:
1. Pen and Paper
2. Auto Accident pamphlet (often available from your insurance agent)
3. Disposable Camera (or Cell Phone with camera feature)
4. Current Proof of Insurance
What to Do at the Accident Scene
Stay Calm - Each accident is going to be a unique and unplanned event. Emotions are likely to be "hot" but keep yourself reasonable and civil with the other people involved. You and the other drivers now need to get through the process together. Anger is not going to help.
Stay Safe - Don't risk getting hit be other vehicles. The law requires you to move to a safe place as near as possible to the accident scene and if possible, avoid obstructing traffic. An adjacent road shoulder or nearby parking lot might be good safe spots. On major expressways, you should move to the designated accident investigation site. Use your hazard lights to warn other drivers. Keep your passengers safe by keeping them in their seats.
Exchange Information - In Texas, all drivers involved in an auto accident have a legal requirement to exchange information. Good gathering of information at the accident scene also helps the insurance claims process. The law requires that each driver give their name, home address, driver's license number, license plate number and auto insurance information. More information that is helpful and should be offered by both parties is the year, make and model of the vehicles. Also, you will need the location of the accident for the insurance claim and for Driver's Accident Report ("Blue Form"). If the auto is not owned by the driver, be sure to get the owner's contact information.
Extra Steps - A couple extra tips that will help your insurance company handle the auto accident claim and reach the right outcome quickly: 1. A picture of the other vehicle's license plate and autos, 2. A diagram of what happen, 3. Witness contact information
Important - Let the insurance companies' claims adjusters sort this out. Don't admit fault, apologize or accuse the other driver. Always work with your insurance company and the other party's insurance company's claim adjuster. It is why you bought auto insurance. Ignore any offer by the other party to pay for the damages privately.
After the Accident
Report the Claim - Most insurance companies have a 24-hour number to call to initiate an auto insurance claim. It is also good to alert your insurance agent. You have a duty in your insurance contract to report a potential claim. It is best to report the accident as soon as practical after the accident - at least by the next day. You want to get your side of the story to your insurance company while it is fresh. Also, all parties benefit from a quick, fair resolution of the claim.
Blue From - You, as the driver, have a legal requirement in Texas to file a Form CR-2 Driver's Crash Report (the "Blue Form" so named because of the original paper color) if the extent of the auto accident includes any injuries or property damage of at least $1000. Here is the link to the Texas Department of Transportation Crash Forms - http://www.txdot.gov/txdot_library/drivers_vehicles/forms/crash_records.htm
Work with your Insurance Claims Adjuster - Your insurance company needs your cooperation. Present the facts of what happen truthfully and fully. The quicker the claims process happens, the sooner everyone will have this behind them.
Summary
Auto accidents happen and sooner or later most of us will be involved with a "fender bender." It helps to be prepared. Be civil at the accident scene but also get the job done and collect the information needed. Report the event to your insurance company and be ready to work with your insurance claims adjuster. Finally, don't forget to handle the state requirement by filing a Driver's Crash Report ("Blue Form").
Link to Auto Insurance information & quotes: http://www.quoteaustininsurance.com/pages/home/auto-insurance.php
David W. Crump, Ross Gray Insurance Agency
I specialize in Business, Health and Personal Insurance sales and service.
A graduate of Texas Tech University (BBA Marketing), I began my career in retailing of Toy, Hobbies and Games. I have been a business owner but changed careers to insurance after selling my interest in a Dallas area Game Store Chain thirteen years ago. Hobbies include Gardening, Music (Bass Vocal) and Stock Investing.
See our website at http://www.quoteaustininsurance.com/
Ross Gray Insurance Agency has a 30+ year history serving Central Texas on all facets of insurance. We are located in South Austin at 2404 S. IH-35. We are here to help!
Copyright 2009, Ross Gray Insurance Agency, Inc.
True Wheel and Fender Protection
General Motors(GM) is mostly known for their luxurious makes with great engine performance. For many years now, they continue to establish that reputation and have not failed so far in doing so. Owners have been more than proud of their GM car makes and so they continue pampering their wheels in the hope that it will last for a long time. Accessories were also installed in their cars and among the favorite add-ons car owners install are the GM Fender Cover and GM Fender Flare. GM cars are installed with fenders to protect the sides and fronts of the cars from minor bumps and scratches or those that drivers commonly call “fender benders.” Fenders are some of the largest pieces installed in the body of the car, and because they are located at the front of the doors and near the headlights, they are the ones that usually suffer the brunt of the damage taken during collisions. Therefore, these fenders should also be protected and that's where the GM Fender Cover comes in. The GM Fender Cover is used to cover the vehicle's fender when the car's hood is being repaired or diagnosed. This protects the car from the messy paint and grease that come along with the repair. Some fender covers can even hold tools and parts in place. While some are made to be cushioned so that they can absorb the impact brought by dropped tools. The GM Fender Cover is also equipped with a soft and non-slip backing. The other favorite car accessory as mentioned above is the GM Fender Flare. This is usually a truck accessory as trucks are the most commonly used off road vehicle. But having GM-made car would require having a GM Fender Flare installed to maintain its sleek and clean look. This is because a GM Fender Flare keeps mud, rocks, and road debris from ruining the car's paint. This is installed just above the wheel and right below the door and is usually made from pressed and formed sheet metal. Equipping the car with its own GM Fender Flare could save it from window scratches and ruined car paint. These two car accessories do more than just enhance the style of the vehicle but act more as protection. Installing these two components would eventually save car owners money in the long run compared to having the car repainted and the windows replaced.
About the Author
John Garret is an automobile mechanic who knows every crook and cranny of his truck. He's also a vintage car enthusiast, and he's dedicated to fixing and restoring them. He is a motorist who believes in continuous research and improvement.
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US $19.69